Terms of use

1. Introduction

Welcome to SelfEmployed.com. These Terms of Use (“Terms”) govern your access to and use of SelfEmployed.com (“Site”), including any content, functionality, and services offered on or through the Site. Please read these Terms carefully before using our Site.

2. Acceptance of Terms

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Site.

3. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by:

  • Posting a notice on our Site
  • Sending an email to registered users
  • Updating the “Last Updated” date above

Your continued use of the Site after changes constitutes acceptance of those changes.

4. Account Registration

4.1 Account Creation

  • You must provide accurate information when creating an account
  • You must be at least 18 years old
  • You are responsible for maintaining account security
  • You must notify us of any unauthorized access

4.2 Account Termination

We reserve the right to:

  • Suspend or terminate accounts
  • Delete or remove content
  • Deny access to any user
  • Take action against violations

5. User Content

5.1 Content Ownership

  • You retain ownership of your content
  • You grant us a license to use your content
  • We may promote or distribute your content

5.2 Content Guidelines

You agree not to post content that:

  • Is illegal or fraudulent
  • Infringes on others’ rights
  • Is harmful or offensive
  • Contains malware
  • Violates any applicable law

6. Intellectual Property

6.1 Our Property

  • Site content is protected by copyright
  • Trademarks are our property
  • Design and functionality are proprietary

6.2 Limited License

We grant you a limited license to:

  • Access the Site
  • View content
  • Use features as intended
  • Download authorized materials

7. Prohibited Activities

You agree not to:

  • Violate any laws
  • Impersonate others
  • Harvest user data
  • Upload malicious code
  • Interfere with Site operation
  • Circumvent security measures
  • Scrape or copy content
  • Sell or transfer your account

8. Payment Terms

8.1 Subscription Services

  • Pricing is subject to change
  • Renewals are automatic
  • Refunds are discretionary
  • Taxes may apply

8.2 Cancellation

  • You may cancel anytime
  • Partial months aren’t refunded
  • Some features may continue until period ends

9. Disclaimers

9.1 General Disclaimer

  • Site provided “as is”
  • No warranties expressed or implied
  • Use at your own risk
  • Content accuracy not guaranteed

9.2 Professional Advice

  • Content is for information only
  • Not professional or legal advice
  • Consult professionals for specific situations

10. Limitation of Liability

We are not liable for:

  • Direct or indirect damages
  • Lost profits or data
  • Service interruptions
  • Third-party actions
  • User content or conduct

11. Indemnification

You agree to indemnify us against claims arising from:

  • Your use of the Site
  • Your content
  • Your violations of these Terms
  • Your violations of rights

12. Third-Party Links

  • We’re not responsible for third-party content
  • Links don’t imply endorsement
  • Use third-party services at your risk

13. Dispute Resolution

13.1 Governing Law

  • These Terms are governed by [State] law
  • Jurisdiction in [City, State]

13.2 Arbitration

  • Disputes resolved by arbitration
  • Class actions waived
  • Individual claims only
  • Arbitration location specified

14. Termination

We may terminate:

  • Your access to the Site
  • These Terms
  • Any services or features
  • Without prior notice

15. General Provisions

15.1 Entire Agreement

  • These Terms constitute the entire agreement
  • Supersede prior agreements
  • Include referenced policies

15.2 Severability

  • Invalid provisions severable
  • Remaining provisions valid
  • Substitute provisions applicable

15.3 No Waiver

  • Failure to enforce not waiver
  • Rights remain in effect
  • Written waivers required

16. Contact Information

For questions about these Terms: Email: [email protected]

Mail: Legal Department SelfEmployed.com 123 Enterprise Street, Suite 200 San Francisco, CA 94105

17. California Users

Per California law:

  • Specific disclosures provided
  • Additional rights available
  • Contact for more information

18. International Users

  • Comply with local laws
  • Export restrictions apply
  • Data transfer rules observed
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